This program emphasizes financial services, banking operations, and risk management strategies. Students will gain practical skills through case studies and internships in financial institutions. Graduates pursue careers in banking, insurance, and financial consultancy.
Students study various aspects of banking, finance, and insurance, focusing on industry practices and theoretical frameworks. The curriculum enhances analytical skills and prepares students for future challenges in the financial sector.
The program is structured over three phases across six semesters, including theoretical modules, practical projects, and a final thesis. Students participate in internships to gain firsthand experience in the industry.
Graduates acquire a solid foundation in financial principles, analytical methodologies, and effective communication skills. They are equipped to navigate complex financial landscapes and relate academic theories to practical scenarios.
Periods can differ for EU/EEA and non-EU applicants. Always confirm on the official site before applying.
Winter 2026/27
€363 / semester
EU/EEA students, within the standard study period (plus the ~€25 ÖH student union fee per semester).
€727 / semester
Non-EU / third-country rate. Always confirm on the official site.
ÖH-Beitrag: € 25,20, Studiengebühren: € 363,36 / Semester
Third-country (non-EU/EEA) applicants generally need to have their prior qualifications legalised and translated for the admission application. Exact rules depend on the country that issued each document — always confirm with the university's admissions office.
Program-specific items — a CV, letter of motivation, an entrance exam (e.g. GMAT, GRE, SAT) or a portfolio — vary by degree. Check this program's requirements above and its official page.
The level of legalisation your certificates need depends on your country of origin:
Apostille
If your country is part of the Hague Apostille Convention, an Apostille from the competent authority of the issuing country is sufficient.
No legalisation
A small number of countries have a bilateral agreement with Austria and need no further legalisation.
Full diplomatic legalisation
For all other countries: the full chain — pre-certification by the issuing country's authorities (e.g. Ministry of Education and Ministry of Foreign Affairs), then legalisation by the competent Austrian representation (embassy/consulate).
Translations are usually done after legalisation. Check the required order with the issuing authorities and the Austrian representation.
After admission: proof of sufficient funds, health insurance and the student residence permit are part of the visa process — not university admission. We cover those in the guides.
FH JOANNEUM in Graz (with sites in Kapfenberg and Bad Gleichenberg) covers engineering, health, media, and management, known for aviation and industrial design.
Visit university site€300–€500 / month (dorm room)
8010 GrazSingle rooms, double rooms
8010 GrazSingle rooms, double rooms, studios, apartments
8047 GrazSingle rooms