FH Joanneum·Banking, Insurance, and Finance
Bachelor of Arts (BA)
This Bachelor's program focuses on the intricate dynamics of banking, insurance, and finance. It combines theoretical knowledge with practical applications, preparing students for the challenges of the financial sector. The curriculum includes hands-on projects and potential internships, aiming to bridge academic learning with industry demands.
Students will delve into financial markets, investment analysis, and risk management principles. The program emphasizes both practical skills and theoretical understanding of financial systems.
The program is structured across six semesters, culminating in a Bachelor's thesis. Internships and practical projects are integral, ensuring real-world exposure.
Graduates will possess strong analytical skills, a deep understanding of financial systems, and the ability to apply theoretical knowledge to practical scenarios in banking and finance.
Periods can differ for EU/EEA and non-EU applicants. Always confirm on the official site before applying.
Winter 2023/24
€363 / semester
EU/EEA students, within the standard study period (plus the ~€25 ÖH student union fee per semester).
€727 / semester
Non-EU / third-country rate. Always confirm on the official site.
ÖH-Beitrag: € 25,20, Studiengebühren: € 363,36 / Semester
Third-country (non-EU/EEA) applicants generally need to have their prior qualifications legalised and translated for the admission application. Exact rules depend on the country that issued each document — always confirm with the university's admissions office.
Program-specific items — a CV, letter of motivation, an entrance exam (e.g. GMAT, GRE, SAT) or a portfolio — vary by degree. Check this program's requirements above and its official page.
The level of legalisation your certificates need depends on your country of origin:
Apostille
If your country is part of the Hague Apostille Convention, an Apostille from the competent authority of the issuing country is sufficient.
No legalisation
A small number of countries have a bilateral agreement with Austria and need no further legalisation.
Full diplomatic legalisation
For all other countries: the full chain — pre-certification by the issuing country's authorities (e.g. Ministry of Education and Ministry of Foreign Affairs), then legalisation by the competent Austrian representation (embassy/consulate).
Translations are usually done after legalisation. Check the required order with the issuing authorities and the Austrian representation.
After admission: proof of sufficient funds, health insurance and the student residence permit are part of the visa process — not university admission. We cover those in the guides.
FH JOANNEUM in Graz (with sites in Kapfenberg and Bad Gleichenberg) covers engineering, health, media, and management, known for aviation and industrial design.
Visit university site€300–€500 / month (dorm room)
8010 GrazSingle rooms, double rooms
8010 GrazSingle rooms, double rooms, studios, apartments
8047 GrazSingle rooms